Braintree Checkout
Website Payment Integration
While achieving PCI compliance is a necessary requirement for businesses that wish to accept credit cards, it doesn’t have to become a burdensome expense. The Payment Card Industry Data Security Standards (PCI DSS) are continually evolving to make online shopping safer for consumers. However, these same standards can create significant challenges for smaller businesses that want to process credit card payments online. Each e-commerce site must meet different sets of requirements based on how they handle credit card transactions. By ensuring that your business does not store or transfer sensitive payment information directly to a payment gateway, you can effectively minimize the financial impact that PCI compliance has on your operations.
It is common for many e-commerce platforms to use direct communication methods that involve receiving and transmitting credit card data to a payment gateway. This means that the web server collects credit card information, which is then forwarded to the payment gateway for processing. If a server is responsible for handling credit card data, it faces intense scrutiny under PCI regulations. To alleviate this pressure, implementing a third-party solution such as PayPal, Stripe, BluePay, or Braintree can significantly reduce your PCI scope. With these solutions, credit card data is entered directly on the gateway’s secure server, minimizing the risks to your own systems.
In a recent implementation, we utilized Braintree’s Hosted Fields feature, which provides a set of customizable iframes that integrate smoothly into the client’s checkout page. This not only enhances the security of the transaction but also ensures a seamless and consistent look and feel for the website. The use of Hosted Fields allows customers to feel secure while shopping, knowing their sensitive information is handled by trusted third-party providers.
If you are interested in reducing your PCI DSS responsibilities or integrating a third-party payment gateway into your e-commerce platform call us or send us a message.